Privacy Policy

Last Updated: December 22, 2025

1. Introduction

SimulaFinancial.org (“we,” “us,” or “our”) operates as a marketing and lead generation website. We respect your privacy and are committed to protecting the personal information you share with us through this website.

This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit or submit information through SimulaFinancial.org.

2. Information We Collect

We may collect the following types of personal information when you voluntarily submit it through our forms:

• Full name
• Email address
• Phone number
• State or ZIP code
• Information related to your financial situation (as voluntarily provided)
• IP address, device type, browser type, and submission timestamp

We do not knowingly collect personal information from individuals under the age of 18.

3. How We Use Your Information

We use the information collected to:

• Respond to your inquiry
• Connect you with relevant service providers
• Improve our marketing and lead-generation services
• Comply with legal and regulatory requirements
• Maintain records of consent for compliance purposes

4. Lead Generation & Data Sharing

SimulaFinancial.org is not a lender, law firm, or debt relief provider. We operate solely as a marketing and referral platform.

By submitting your information, you acknowledge and agree that your information may be shared with:

• SimulaFinancial.com, an independent service provider that may contact you regarding debt assistance or related services
• Additional third-party service providers or partners, where applicable, to fulfill your request

These third parties may contact you by phone, text message, email, or other communication methods consistent with your consent.

5. Text Message & Call Consent (TCPA)

By submitting your information through this site, you provide your prior express written consent to be contacted by SimulaFinancial.org and SimulaFinancial.com, including via:

• Automated dialing systems
• Prerecorded messages
• SMS or MMS text messages

Consent is not a condition of purchase. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP.

6. No Guarantee of Results

Submitting information through this website does not guarantee eligibility, approval, or specific outcomes. Services, if any, are provided by third-party providers and subject to their individual terms, qualifications, and approvals.

7. Cookies & Tracking Technologies

We may use cookies, pixels, and similar technologies to:

• Analyze website traffic
• Measure marketing performance
• Improve user experience

You may control cookie preferences through your browser settings.

8. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

9. Your Privacy Rights

Depending on your location, you may have rights regarding your personal information, including the right to:

• Request access to the information we hold about you
• Request correction or deletion of your information
• Opt out of certain communications

California Residents (CPRA)

California residents may request information regarding the categories of personal information collected and shared. We do not sell personal information in the traditional sense but may share information for marketing and referral purposes.

To exercise your rights, contact us using the information below.

10. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, and maintain records of consent.

11. Third-Party Websites

This website may link to third-party websites. We are not responsible for the privacy practices or content of those websites.

12. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

13. Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at:

SimulaFinancial.org
📧 Email: privacy@simulafinancial.org
🌐 Website: https://simulafinancial.org